The Person Behind the Phone
About Tim
Independent mortgage broker. Washington State. NMLS #85255.
Tim
NMLS #85255
Licensed Mortgage Broker — Washington State
With 27 years in the mortgage business, Tim has the experience to help Washington State homebuyers, homeowners, and real estate investors navigate even the most challenging financing situations.
Whether you're a first-time homebuyer trying to understand what you can afford, a self-employed borrower whose tax returns don't tell the whole financial story, a homeowner looking to refinance, or a real estate investor building a rental portfolio, Tim knows how to look beyond the obvious and find financing solutions that make sense.
Over nearly three decades in the mortgage industry, Tim has worked with a wide range of loan programs and borrower scenarios — Conventional, FHA, VA, USDA, Jumbo, DSCR, bank statement, investment property, and construction financing.
As an independent mortgage broker, Tim isn't limited to one lender's products, rates, or underwriting guidelines. He shops among multiple lenders to find the combination of loan program, pricing, and flexibility that best fits each client's individual situation. More options. More flexibility. 27 years of experience working for you.
How Tim Works
What You Can Expect
Straight Talk
Tim tells you what you qualify for, what it'll cost, and what to expect. No sugarcoating, no runaround.
More Options
Independent brokers aren't limited to one lender's products. Tim shops your loan to find the best fit.
Creative Solutions
When the standard path doesn't work, Tim finds another one. Complex situations are his specialty.
Personal Service
You work with Tim directly — not a call center, not a loan processor. Tim answers his phone.
Ready to Talk?
No pressure, no obligation. Just a straightforward conversation about your situation.